Public-records based risk intelligence

Know who you are dealing with before you sign, invest, lend, onboard, or release funds.

Source-backed public-record due diligence on Indian companies, vendors, borrowers, promoters, and counterparties — human-reviewed and delivered in 24–48 hours.

Source-linked findingsClear date of searchNeutral & factual
Risk Report
12 sources
Acme Components Pvt Ltd
CIN U28999MH2016PTC •••
Date of search
22 Jun 2026
Moderate
Overall risk
Identity Match
Matched
GST Status
Active
Litigation Search
3 records
Regulatory Checks
No order
Director Linkages
5 entities
The problem

Most business relationships start on trust, not records.

Many businesses rely on introductions, polished websites, a GST number and a few basic documents, without ever checking the public-record risk indicators that already exist. By the time a dispute, default or compliance gap surfaces, the contract is signed, the cheque is cleared and the vendor is onboarded.

Report scope

What a report can cover

We compile risk indicators from official and credible public sources, match them to the entity and its people, and cite where each finding came from.

MCA / ROC records

Company and LLP master data, status, charges and filing indicators.

GST status & filing indicators

Registration status and public filing-activity signals where available.

EPFO & ESIC checks

Establishment indicators plus employee headcount and how it has trended over time, a useful read on the company's operating scale and momentum.

District, High Court & Supreme Court

Public case searches across district courts, High Courts and the Supreme Court, matched to the entity or named individuals.

Consumer court disputes

Consumer forum matters surfaced from public cause lists and orders.

ITAT & tax litigation

Income-tax tribunal and tax-dispute records in the public domain.

IBC / insolvency records

Insolvency and bankruptcy proceedings referenced in public sources.

SEBI & regulatory orders

Publicly available regulatory orders and enforcement references.

Watchout Investors references

References surfaced from publicly maintained investor-caution sources.

Government debarment lists

Public debarment and blacklisting references where published.

Director & promoter linkages

Other entities linked to the same directors or promoters in records.

Adverse public records

Other adverse references located in official or credible public sources.

Risk signals

The indicators we surface

Explore the categories of risk a report can highlight. Each is built from available public records and reported with its source and date of search.

Risk signal

Compliance gaps

Indicators that statutory filings or registrations may be lapsed, inconsistent or missing in public records.

  • ROC filing-status indicators
  • GST registration status signals
  • EPFO / ESIC establishment indicators
  • Inactive or struck-off status references
Risk framework

Risk tags and a clear overall rating

Every report distils its findings into scannable risk tags and one overall rating, so a decision-maker gets the picture in seconds, with the detail and sources behind it.

Overall risk rating

Each report carries one internal rating, based on what public records show within scope. It is a decision-support rating, not a credit rating or legal conclusion.

Low

No material red flag matched within scope as of the date of search. Routine indicators only.

Moderate

Some indicators warrant attention, e.g. active litigation, filing or linkage signals, but nothing decisive on their own.

High

One or more significant red flags found, such as high-severity litigation, regulatory or insolvency references.

Critical

Serious concern, e.g. struck-off status, debarment, or multiple severe references, warranting careful review before proceeding.

Insufficient information

Identifiers or public records were too limited to form a reliable view. We flag this rather than guess.

Risk tags

We attach short, consistent tags to a report so the key signals are scannable at a glance. Tags reflect what was matched in public records, with sources, as of the date of search.

No material red flag (in scope)Identity mismatchStatus concern (inactive / struck-off)GST concernFiling delay indicatorCharge / borrowing indicatorActive litigation foundHigh-severity litigationConsumer dispute foundTax dispute foundInsolvency / IBC referenceRegulatory referenceDebarment / blacklist referenceDirector-linked riskPromoter-linked riskAdverse public-record referenceMultiple linked entitiesRequires legal reviewRequires financial reviewRequires enhanced diligence

Tags and ratings are an internal summary to aid your decision. They are not a credit score, certification or legal determination, and absence of a tag does not prove absence of risk.

Who it's for

Built for everyone who has to trust a counterparty

Founders & SMEs

Check partners, vendors and counterparties before committing to a deal or relationship.

Investors & acquirers

Screen companies, promoters and litigation history before investing or acquiring.

Procurement teams

Vet vendors before onboarding, issuing POs or extending business credit.

Lenders & fintechs

Add a public-records risk layer before extending business credit or facilities.

Exporters & distributors

Understand overseas-facing counterparties and channel partners before engaging.

CAs, CSs, lawyers & consultants

Support client advisory with structured, source-backed public-records findings.

Use cases

When a report pays for itself

A single source-backed read before a decision is far cheaper than the dispute, default or write-off it helps you avoid.

Vendor onboarding

Run a check before adding a new supplier or service provider to your books.

Pre-contract checks

Know the counterparty before signing an agreement or master services contract.

Investment screening

Surface red-flag indicators before a term sheet, cheque or follow-on round.

Business credit checks

Layer public-record risk indicators into a credit or limit decision.

Franchise / dealership checks

Assess a franchisor, franchisee or dealership before committing capital.

Acquisition & partnership

Diligence a target or partner across litigation, compliance and linkages.

Monthly monitoring

Keep selected entities on a watchlist and get notified when records change.

Deliverables

A clear report you can act on

Every engagement ends in a structured PDF that any decision-maker can read in minutes, with the sources behind each finding and the date they were checked.

PDF report
Source links
Date of search
Identity match summary
Litigation table
Compliance risk indicators
Regulatory red flags
Director / promoter linkage notes
Overall risk summary
Report types

Four report types, matched to the decision

From a quick identity sanity-check to deep diligence and ongoing monitoring. Pick the depth the decision needs, we'll confirm scope and quote.

Coverage
Vendor Risk Report
₹2,499 / entity
Delivered within 48 hours
Litigation & Compliance Check
₹3,499 / entity
Delivered within 24–48 hours
Lender Credit Diligence
₹3,999 / entity
Delivered within 24–48 hours
Investor Red Flag Report
₹6,999 / entity
Delivered within 48 hours
Best forProcurement, supplier onboarding before a PO, advance release, and vendor vetting.Commercial disputes, Section 138 NI Act, arbitration awards, and legal risk assessment.Pre-disbursement SME credit checks, prior bank floating charges, and borrower solvency signals.Pre-investment diligence, founder background verification, struck-off entities, and promoter linkages.
Entity identity & registration match
MCA / ROC master data & filings
MCA Index of Charges & open bank liensBasic
GST status & GSTR-3B filing signals
District & Commercial Court litigation
Section 138 NI Act cheque bounce search
High Court & Supreme Court litigationBasic
NCLT / IBC insolvency proceeding scanBasic
Director disqualifications under Sec 164(2)BasicBasic
Promoter directorships & struck-off entitiesBasicBasic
SEBI & regulatory debarment ordersBasic
Overall risk scorecard & synthesis
Source-linked citations & search timestamps
View DetailsView DetailsView DetailsView Details

“Basic” = included where relevant or in summary form. Coverage depends on scope, entity type and public-record availability.

View Sample Report (PDF)
How we work

Why teams trust the findings

Every report is built the same disciplined way, anchored to verifiable identifiers, drawn from public sources, and reported with the source and date behind each finding.

How we match identity

We anchor every search to verifiable identifiers: CIN, LLPIN, GSTIN, director DINs and registered names, so findings are tied to the right entity, not a similarly named one.

Sources we typically check

MCA / ROC, GST status, EPFO / ESIC, district courts, High Courts and the Supreme Court, consumer forums, ITAT, IBC references, SEBI and regulatory orders, debarment lists and other credible public sources.

How we report findings

Each finding carries its source link and the date of search. We report what the records show in neutral language, no editorialising, no claims beyond the record.

What we do not do

We do not give legal advice, issue credit ratings, run private investigations or guarantee future conduct. A report is a public-records risk picture to inform your own decision.

What a check can surface

Illustrative examples
Vendor onboarding

Active GST, but director-linked litigation surfaced

A supplier looked clean on the surface, valid GSTIN and active status, but a search surfaced pending litigation tied to a common director across two linked entities.

Investment screening

Promoter linked to a struck-off company

Identity matched cleanly, yet linkage mapping showed the promoter tied to a separate company that had been struck off, prompting a closer look before the round.

Pre-contract check

One address, several entities

A counterparty's registration matched, but the registered address mapped to multiple entities with overlapping directors, a pattern worth understanding before signing.

Examples are illustrative and anonymised, not specific clients or entities.

How we compare

Where a public-record risk report fits

We don't replace your credit bureau, your lawyer or your own judgement. We fill the gap they leave, a reviewed, source-linked read of the public record before you commit.

OptionGood forLimitationWhere we fit
DIY MCA / GST searchA quick, free status or registration check on one entity.Scattered across portals; no litigation, linkage or risk view; easy to mis-match identities.We pull these together and add litigation, linkage and a reviewed risk read.
Credit reportCreditworthiness, payment behaviour and a bureau score.Not designed for litigation, regulatory, insolvency or director-linkage red flags.We cover the public-record risk side a credit score does not show.
Legal opinionA lawyer's formal view on documents or a specific legal question.Higher cost and time; usually assumes you already know what to investigate.We surface the public-record red flags worth taking to your lawyer.
SaaS database / dashboardSelf-serve data access and bulk lookups for in-house teams.Raw data, not interpretation; licence cost; you do the matching and judgement.We deliver a human-reviewed, source-linked report, no licence or learning curve.
Private investigatorField enquiries and non-public information gathering.Variable rigour; sourcing not always transparent or public-record based.We stay strictly to public, source-linked records you can verify.
Inamdar Business Analysis reportA human-reviewed, source-linked public-record risk picture for a specific decision.Public-record based; not a credit rating, legal opinion or guarantee of future conduct.Built for business decisions, sign, invest, lend, onboard or partner.

Positioned honestly, each option has its place. We complement credit reports and legal advice rather than replace them.

Illustrative Diligence Scenarios

How Public-Record Verification Informs Business Decisions

The following examples are hypothetical scenarios illustrating how public-record findings may affect business decisions.

Lender Credit Diligence
Mid-Market NBFC
₹4.5 Cr Working Capital Facility
Critical Risk Discovered

Prior Floating Charge on Book Debts & Unregistered Director Resignations

Action Taken & Mitigation

Lender identified a pre-existing ₹3.8 Cr floating charge registered with Union Bank, clarifying collateral priorities before sanction.

Primary charge risk identified
Order Similar Check
Vendor Risk (Procurement)
Automotive Tier-1 Manufacturer
₹1.2 Cr Advance Component Supply
Critical Risk Discovered

Active Section 138 (Cheque Bounce) Criminal Cases & GSTR-3B Mismatch

Action Taken & Mitigation

Identified 3 active criminal proceedings under Negotiable Instruments Act filed by sub-vendors against the supplier in Esplanade Court, Mumbai.

Counterparty risk identified
Order Similar Check
Investor Red Flag Report
Early-Stage VC Fund
₹6.0 Cr Pre-Series A Investment
Critical Risk Discovered

2 Struck-Off Directorships & Undisclosed Material Arbitration

Action Taken & Mitigation

Promoter background check revealed the co-founder had a previous private limited entity struck off by ROC Mumbai under Section 248 for non-compliance.

Struck-off entity risk identified
Order Similar Check
Litigation & Compliance Check
Infrastructure & EPC Firm
₹8.0 Cr Subcontracting Tender
Critical Risk Discovered

EPFO & Labor Non-Compliance Penalty Notices

Action Taken & Mitigation

Uncovered pending statutory recovery notices under EPF & MP Act 1952 relevant to joint statutory employer obligations.

Joint liability risk identified
Order Similar Check
Interactive ROI & Risk Estimator

Counterparty Risk & Due Diligence Calculator

Estimate your annual financial exposure and calculate the ROI of pre-contract public record verification.

12 entities
1 / year25 / year50 / year100+ / year
25 Lakhs
₹5 Lakhs₹50 Lakhs₹2.5 Cr₹10 Cr+
Calculated Exposure & Risk Summary
Total Annual Commercial Exposure Under Review
3.00 Crores

12 entities × ₹25 Lakhs average exposure

Total Diligence Investment
29,988(12 × ₹2,499)

Source-backed verification for your entire annual counterparty onboarding.

Note: The calculator compares diligence cost with the value of commercial exposure being reviewed. It does not estimate the probability of default or guarantee avoided losses.
Order Diligence For 12 Vendors & Suppliers

Turnaround: 24–48 hours · Fixed price · GST invoice available

Pricing

Choose the depth of check based on the decision

A quick vendor status check may only need identity, MCA and GST indicators. An investment or lending decision may need litigation, regulatory, insolvency and promoter-linkage review. Pricing depends on scope, number of entities and turnaround.

Most popular

Vendor Risk Report

Procurement, supplier onboarding, advances, purchase orders, and vendor risk verification.

₹2,499
Delivered within 48 hours
  • Identity & MCA / ROC master data verification
  • MCA Index of Charges & open asset hypothecations
  • GST registration & GSTR-3B filing signals
  • eCourts litigation & Section 138 cheque bounce search
  • Promoter / Director cross-holdings & struck-off check
  • Source links + clear date of search

Litigation & Compliance Check

Commercial courts, civil recovery, arbitration awards, and statutory compliance history.

₹3,499
Delivered within 24–48 hours
  • District Courts & High Court commercial litigation search
  • Section 138 Negotiable Instruments Act cases
  • Consumer dispute & tribunal references
  • NCLT / IBC insolvency registers
  • EPFO / statutory compliance tracking
  • Overall risk summary & source appendix

Lender Credit Diligence

Pre-disbursement credit diligence, prior bank floating charges, and borrower solvency signals.

₹3,999
Delivered within 24–48 hours
  • Detailed MCA Charge Register & open liens
  • Commercial court litigation & recovery suits
  • Director disqualifications under Sec 164(2)
  • Tax filing track record & GST status
  • NCLT insolvency & corporate stress scan
  • Promoter entity linkages & risk rating

Investor Red Flag Report

Pre-investment screening covering founder background, struck-off entities, and governance.

₹6,999
Delivered within 48 hours
  • Promoter multi-directorships & historical tracking
  • Section 248 struck-off entity verification
  • Full litigation, arbitration & NCLT scan
  • Regulatory enforcement & debarment references
  • Comprehensive 360 public-record synthesis
  • Human-reviewed executive scorecard

Pricing depends on scope, number of entities and turnaround time.

FAQ

Questions, answered

The things buyers usually want to know before they request a report.

It is a decision-support report that compiles risk indicators about a company, vendor, promoter or counterparty from public and credible sources, MCA/ROC, GST, courts, tribunals, regulators and similar, matched to the entity and presented with source links and a date of search.

Important, what this report is and is not

This report is based on public records, information provided by the client, and records available from official or credible sources as of the date of search. It is prepared for decision support and is not a credit rating, legal opinion, private investigation, certificate of good standing, or guarantee of future performance or conduct.

Get scope & quote

Share the entity. We will suggest the right scope.

Not sure which check you need? Tell us the entity and the decision you are making over a 15-minute call, or message us on WhatsApp. We will confirm scope, turnaround and a quote, no obligation.

  • Source-backed findings with links
  • Clear date of search on every report
  • Scope tailored to your decision
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